NSW Police: Don't use Windows for internet banking

Consumers wanting to safely connect to their internet banking service should use Linux or the Apple iPhone, according to a detective inspector from the NSW Police, who was giving evidence on behalf of the NSW Government at the public hearing into Cybercrime today in Sydney.

Detective Inspector Bruce van der Graaf from the Computer Crime Investigation Unit told the hearing that he uses two rules to protect himself from cybercriminals when banking online.

The first rule, he said, was to never click on hyperlinks to the banking site and the second was to avoid Microsoft Windows.

Avoid Windows Malware: Bank on a Live CD

The simplest, most cost-effective answer I know of? Don't use Microsoft Windows when accessing your bank account online.

I do not offer this recommendation lightly (and at the end of this column you'll find a link to another column wherein I explain an easy-to-use alternative). But I have interviewed dozens of victim companies that lost anywhere from $10,000 to $500,000 dollars because of a single malware infection. I have heard stories worthy of a screenplay about the myriad ways cyber crooks are evading nearly every security obstacle the banks put in their way.

But regardless of the methods used by the bank or the crooks, all of the attacks shared a single, undeniable common denominator: They succeeded because the bad guys were able to plant malicious software that gave them complete control over the victim's Windows computer.

Why is the operating system important? Virtually all of the data-stealing malware in circulation today is built to attack Windows systems, and will simply fail to run on non-Windows computers. Also, the Windows-based malware employed in each of these recent online attacks against businesses was so sophisticated that it made it extremely difficult for banks to tell the difference between a transaction initiated by their customers and a transfer set in motion by hackers who had hijacked that customer's PC.

A capital Idea! Unfortunately the solution that Mr. Krebs so kindly provides provides is beyond the (perceived) capability of most computer users. I'm trying to come up with a solution that will require much less work by the user to implement, Stay tunned!


This is a bit dated, but it gives you a good overview of the concept of disk-less computers


Running Linux off a USB Flash Drive But many distributions of Linux have another trick up their sleeve - they can also run from a USB flash drive. Software running off a flash drive should be faster than running off a CD, and a flash drive is even more portable. USB flash drives also open up netbooks as potential hosts for your favorite Linux distribution.



A bootable USB drive is the way to go! I spent the better part of 8 hours trying to get the Wubi package to install. I can build a bootable USB drive in 13 minutes.



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